Visa adds Monad as a stablecoin settlement option

Visa has added the Monad blockchain as a stablecoin settlement option for participating card issuers and acquirers, the Monad Foundation announced on Nov. 10. The Foundation’s announcement says they can use the network to settle obligations with Visa in stablecoins.

The process happens behind the card payment. An issuer or acquirer routes a settlement transaction onto Monad, where the network records and confirms it. The cardholder’s Visa experience remains familiar, according to the Foundation; the change is in how participating financial firms settle with Visa. The release says the blockchain route can move funds on weekends and holidays, while traditional card settlement has run on a five-business-day banking schedule.

Monad is an Ethereum Virtual Machine (EVM) compatible Layer 1 blockchain. The Foundation says firms already using Ethereum-based custody, wallet and compliance tools can typically extend those integrations to Monad rather than build new ones. Monad’s validators secure the network, and the Foundation describes the chain as reaching finality in 800 milliseconds. In plain terms, finality is the point at which a recorded transaction is treated as settled and cannot be reversed.

The network is another route in Visa’s multi-chain settlement program. Unchained’s report notes that the Monad release does not name the stablecoins that will be used or identify participating issuers and acquirers. The addition therefore makes Monad available as an option; it does not establish that any particular bank or payment firm has begun using it.

Visa reported a $25 billion annualized stablecoin settlement run rate as of September 2026, up roughly tenfold year over year, alongside more than 225 stablecoin-linked card programs live globally, according to the Foundation’s release. Those figures describe Visa’s broader settlement activity, not volume on Monad.

Privacy remains a planned part of the integration. The Foundation says Monad’s Private Settlement feature, expected in the coming months, is designed to keep commercially sensitive transaction details confidential while allowing institutions to share them with auditors and regulators. It is not yet live. The announcement describes this as a way to keep private activity connected to the network’s broader liquidity, but gives no launch date or details about how Visa partners will use it.

Source material

• announcement — globenewswire.com
• Unchained’s report — unchainedcrypto.com