Visa adds Monad as a stablecoin settlement option

Visa has added the Monad blockchain as a stablecoin settlement option for participating card issuers and acquirers, giving them another network to use when settling obligations with Visa. The Monad Foundation announced the addition on Nov. 10, saying it could let funds move on weekends and holidays as well as business days.

In a card payment, the issuer is the institution that provides the card; the acquirer processes payments for the merchant. After purchases, those institutions settle what they owe through Visa. The Foundation’s announcement of Monad’s addition says participating institutions can now settle Visa obligations in stablecoins on its network. The Block also reported the network’s addition and said Monad’s planned privacy feature is still in development.

How does settlement on Monad work?

A participating issuer or acquirer can use the blockchain to settle an obligation with Visa in a stablecoin. The transaction is submitted to Monad, where validators check and record it. The Foundation says the network has more than 200 independently operated validators, produces blocks every 400 milliseconds and reaches finality in 800 milliseconds. Finality is the point at which a transaction is treated as settled on the chain.

Monad is compatible with the Ethereum Virtual Machine, the software environment used by Ethereum applications. According to the Foundation, institutions that already use Ethereum-based custody, wallet and compliance tools can typically extend those integrations to Monad. That may reduce the need to build a separate set of connections for the network.

What changes for card issuers and acquirers?

The additional network gives participating institutions another route for settlement. The Foundation says blockchain settlement can move funds across weekends and holidays, while conventional card settlement has traditionally followed a five-business-day banking schedule. For merchants and cardholders, the Foundation says, the Visa payment experience remains familiar; the settlement takes place behind the scenes.

The Foundation’s announcement reported that Visa had more than 225 stablecoin-linked card programs live globally as of September 2026. That is a figure for Visa’s broader program, not a measure of activity on Monad. Neither the announcement nor The Block identified which stablecoins or specific issuers and acquirers will use Monad.

When will Monad’s privacy feature be available?

Monad’s planned Private Settlement feature is not yet live for Visa partners. The Foundation says it is expected in the coming months and is designed to keep commercially sensitive transaction details confidential while allowing institutions to share them with auditors or regulators. It is being built into the network, the Foundation says, so private activity can remain connected to the same liquidity as other transactions.

The addition makes Monad one option within Visa’s expanding set of blockchain settlement networks. Whether institutions adopt it will depend on their own network, custody and compliance choices; the announcement names no launch partners or transaction volumes for Monad.

Source material

• announcement of Monad’s addition — globenewswire.com
• reported the network’s addition — theblock.co